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Unfortunately, many individuals fail to receive the social security benefits they deserve. The Social Security Administration is immersed in complicated rules that make it difficult to navigate the process. That is why it is best to have a professional Boca Raton social security lawyer who knows the rules and has years of experience representing those who have issues with the massive organization and its vast litigation resources. Read on to learn more about how an experienced injury attorney can fight for your rights today.
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Qualifying for Social Security Benefits
To be eligible for monthly social security payments, an applicant must have paid into FICA (Federal Insurance Contributions Act) for a minimum of 10 years and be at least 62 years old. Family survivors, spouses, and children of the beneficiary are also eligible if the beneficiary dies. Spouses who have paid into FICA for the required time are eligible for retirement and dependent benefits, but cannot claim both.
They must claim whichever benefit that pays the most. Unmarried children younger than 18 are also eligible to receive payments, and the age limit raises to 19 if the child is a full time elementary or secondary school student. Individuals who are not U.S. citizens may claim benefits if they meet all eligibility requirements and fit into one of several categories. Reach out to a professional injury lawyer to learn more.
Recent Updates to SSA Laws (2024–2026)
The Social Security Administration has recently implemented several major rule changes that significantly impact how Boca Raton residents apply for and receive benefits:
- The “5-Year Rule” for Work History: As of June 2024, the SSA has reduced the “past relevant work” period from 15 years down to just five. This means when evaluating your claim, the SSA only looks at your employment over the last five years, making it easier for applicants to gather records and reducing the chances of a claim being denied based on outdated job skills.
- 2026 Cost-of-Living Adjustments (COLA): To keep up with inflation, Social Security and SSI benefits increased by 2.8% for 2026. This follows the 2.5% increase from 2025, ensuring that beneficiaries in South Florida can better manage rising local living costs.
- New SSI Rules on Food and Rent: Recent updates have made it easier to qualify for Supplemental Security Income (SSI). The SSA no longer counts food assistance from friends or family as “income” that reduces your monthly check. Additionally, new nationwide “Rental Subsidy” rules protect your benefits if you live with family and pay a discounted rent.
- Modernized Job Standards: The SSA is moving away from the outdated “Dictionary of Occupational Titles”, which often included jobs that no longer exist—in favor of modern data that reflects the 21st-century economy.
Social Security Complications
Often, parties other than the beneficiary will be involved in a social security dispute to further complicate a case. The employer, the spouse, an agent of the system, and others can be involved. Know that mistakes in the amounts of monthly payments do happen to some 60 million recipients because of computer errors or mistakes committed by social security employees. Beneficiaries also cause errors by not reporting life changes, such as the death of a spouse or reporting false earnings.
Appealing a Decision
Beneficiaries who have issues with the Social Security Administration are entitled to appeal its decisions under administrative law. There are four levels of appeal:
- Reconsideration: After a claim is denied, a beneficiary can submit a paper trail to support the appeal and petition the administration to reconsider the denial.
- Administrative Law Hearing: If reconsideration fails, the beneficiary is entitled to a hearing before a judge where the claimant can present their case and testimony.
- Appeals Council: The council reviews the administrative judge’s ruling. The case is presented on paper, and the beneficiary is not provided oral arguments.
- Federal District Court: The final appeal level is held in the Federal District Court of Appeals, which hears appeals from federal administrative agencies.
How a Boca Raton Social Security Lawyer Can Help

The path to reinstating a denied claim is an exact process requiring a Boca Raton social security lawyer who is well-versed in administrative law and the rules of the Social Security Administration. Claimants who try to have their denied claim approved face a daunting task without a weathered Boca Raton social security lawyer. If you are struggling to receive the benefits you deserve, reach out to a qualified Boca Raton Social Security lawyer today to schedule your initial consultation.






