Ensuring that you receive proper medical treatment after filing a workers’ compensation claim in Boca Raton can be daunting. Fortunately, the dedicated workers’ compensation lawyers at Kogan & DiSalvo could help you through this process. While you focus on your recovery, legal counsel could handle your employer’s insurance company and work to ensure that you have a strong claim.
Injuries Covered by Workers’ Comp Benefits
While minor injuries that may not require medical attention likely may not be covered by workers’ compensation, there is a wide variety of mental and bodily harm for which an injured employee could receive payment. Most severe physical injuries that occur on-the-job or during occupational duties could lead to a viable workers’ compensation claim. Some mental health conditions, such as post-traumatic stress disorder, may be covered by workers’ compensation as well.
The Role of Insurance and Medical Treatment
When an injured employee qualifies for Boca Raton workers’ compensation, they must receive medical treatment from the doctor or health care provider chosen by their employer’s insurance company. While employees have little to no discretion on which doctors they can see when they are filing a claim, they may request a change in medical professionals.
This may occur when an injured employee feels that they are not receiving the best medical treatment possible from the doctor that the insurance company chose for them. If the insurance company does not respond to a claimant’s request to change doctors within five days, they may be able to choose their own in-network doctor.
If the employee’s injuries require immediate medical attention, they may go to the emergency room. It is important to note that the injured worker should let their employer know as soon as possible that they went to the emergency room for treatment.
Maximum Medical Improvement
Maximum Medical Improvement (MMI) means that a claimant has reached the highest level of recovery that can be expected for their injuries from a medical standpoint. Once a physician places an injured worker at MMI, their right to receive indemnity benefits may terminate.
Unfortunately, state law limits an injured worker to receive up to a maximum of 260 weeks of indemnity benefits. Once the insurance company has paid out this maximum of workers compensation benefits, regardless of whether they are for temporary total or temporary partial disability, the injured worker reaches statutory MMI and is no longer entitled to further compensation.
If a claimant reaches MMI but is still unable to return to work, this employee may negotiate a lump sum workers’ compensation payment from the insurance company. The skilled workers’ comp attorneys at Kogan & DiSalvo could help in these negotiations.
Speak with an Attorney about Medical Treatment and Boca Raton Workers’ Comp
After sustaining injuries at work, you may be concerned about how you are going to pay for medical care and how to deal with your employer’s insurance company. The lawyers at Kogan & DiSalvo could be your legal advocate by helping you receive the medical treatment you deserve after your accident. To learn more about medical treatment and workers’ compensation in Boca Raton, schedule a free consultation today.