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Car Accident Settlements in Florida

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After a car accident, the last thing you want to do is go back and forth with an insurance company. Even worse, the at-fault driver might not have insurance at all. In addition, Florida is a no-fault insurance state and is now a modified comparative negligence jurisdiction, so the process becomes even more challenging. Our team of skilled Florida car accident lawyers at Kogan & DiSalvo will work hard to get you the compensation you deserve for your damages and losses. Contact us today for a free consultation. 

What Is a Car Accident Settlement? 

Woman in a car after an accident holding her forehead in pain

A car accident settlement is a legal contract between an injured person and the at-fault driver’s insurance company. Both parties agree to a monetary payment for damages from the car crash. The insurance company or a third party, such as an employer of the at-fault driver, typically issues the payment. In exchange for the compensation, the injured person agrees not to take any further legal action against the party that caused the crash.  

Factors Affecting a Florida Car Crash Settlement Amount 

A person holding up a smartphone taking a picture of damage to a grey car

Many factors play into calculating an accurate car accident settlement in Florida. Your medical bills, lost wages, property damage, and the pain and suffering you’ve experienced are all considered. Your lawyer calculates a fair settlement based on all these factors and any other damages caused by the crash. 

The more serious your injuries, the higher your chances of getting compensation. The more evidence you can provide to prove your damages, the better your chance of securing a more significant settlement amount. The level of negligence also impacts the likelihood of high punitive damages. 

The Car Accident Settlement Process 

An attorney explaining a highlighted and marked up legal document to a client

The car accident settlement process in Florida may seem daunting, especially when trying to recover from your injuries. It’s a complex procedure that involves negotiation, documentation, and legal knowledge and includes the following:  

  • Initial Consultation and Investigation. The first step in the settlement process is typically to consult with a personal injury lawyer experienced in car accident settlements in Florida. During this consultation, you’ll discuss the details of your case, the injuries you’ve suffered, and any losses incurred. Your lawyer then investigates your claim and gathers evidence, such as police reports, witness statements, and medical records. 
  • Demand Letter. Your lawyer then prepares a demand letter. This usually goes to the at-fault party’s insurance company. It outlines the facts of the case, your injuries, medical treatment, lost wages, and other damages. It also explicitly states your compensation request. 
  • Negotiation. Upon receiving the demand letter, the insurance company may agree to the demand, reject it, or present a counteroffer. This stage can be a lengthy back-and-forth process. Your lawyer works hard to try and get the highest possible compensation for your injuries. 
  • Settlement or Lawsuit. You receive a settlement if both parties reach an agreement in the negotiation phase. The settlement agreement documents the terms. When you sign and acknowledge receipt of payment, you waive future claims. If the insurance company refuses to make a fair offer, your lawyer may advise you to proceed with a lawsuit and take the case to court. 

How Much Can You Expect From a Car Accident Settlement? 

Lawyer handing over compensation check

How Much Can You Expect From a Car Accident Settlement? 

South Florida car accident settlement amounts vary–based on factors such as the severity of injuries, property damage, medical bills, and other expenses. Every case is unique and will require a different approach to negotiating a settlement amount. Contact our experienced car accident lawyer in Florida for an estimate specific to your case. 

These are some of the top results from our team at Kogan & DiSalvo: 

  • $1,000,000 for a high-speed car crash that left our client pinned inside the vehicle 
  • $991,000 for a high-speed head-on collision 
  • $750,000 for a car crash where the vehicle overturned 
  • $635,000 for a driver-side collision 
  • $510,000 for a car crash with serious injuries 
  • $461,500 for a severe rear impact that pushed the car into a pole 
  • $400,000 for a vehicle rear-ended by a truck on a turnpike 

How Kogan & DiSalvo Can Help 

The attorneys at Kogan & DiSalvo in front of their office building

The aftermath of a car crash is stressful. Medical bills can pile up fast, especially if you miss work because of your injuries. If you lose your job, you could also lose your health insurance. What then? 

Our team understands how frustrating these and other aspects of the negotiation process can be. This is why we fight to maximize your car accident settlement. We understand the importance of a timely resolution and keep your priorities at the forefront of everything we do. 

We also understand that no amount of money can ever replace your losses after a crash or make up for your injuries. Still, stable finances can go a long way to protecting you and your family. Contact our team for a free consultation. 

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