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Palm Bay Car Accident Lawyer

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According to Florida Highway Safety and Motor Vehicles (FDHSMC), from January 1 to November 24, 2022, there were 340,747 car accidents. These crashes resulted in 140,270 injuries. Car accident victims face long recoveries and daunting medical and rehabilitation expenses. Their injuries may preclude them from working for a prolonged period or possibly ever returning to their former jobs. However, you may file a personal injury lawsuit if another party caused the accident via negligence or recklessness.

As the largest city in Brevard County, Palm Bay drivers share the roads with many other motorists. There is also U.S. 1, I-95, and other major highways with which to contend. The more traffic congestion in an area, the more likely car accidents will occur. In 2021, there were more than 4,000 car crashes in Brevard County. If this has happened to you, contact a car accident lawyer in Palm Bay at Kogan & DiSalvo. Our team can investigate your case thoroughly and fight for you to receive the compensation you need to rebuild your life.

Florida as a No-fault State

Florida is a no-fault state for auto accidents and is designed to reduce personal injury lawsuits. It makes no difference under no-fault which party was responsible for the crash. All motorists must carry Personal Injury Protection (PIP) coverage which pays their medical bills and a certain percentage of lost income.

However, no-fault does not apply when a car accident victim suffers severe injuries, and their medical bills exceed their PIP coverage. Under these circumstances, the victim may file a lawsuit against the at-fault driver. The following types of injuries qualify as severe:

  • Permanent injuries
  • Loss of critical bodily functions
  • Scarring and disfigurement
Teenage driver looking at his phone while driving at night

The Most Common Car Accident Causes in Palm Bay, FL

Many car accidents result from the negligence of the other driver. The top causes of car accidents include:

  • Aggressive or reckless driving
  • Bad weather
  • Cutting off another vehicle
  • Distracted driving accidents–this includes but is not limited to texting while driving
  • Drunk driving or driving under the influence of drugs
  • Failure to yield
  • Poor road conditions
  • Tailgating
  • Unsafe lane changes
  • Vehicle malfunction

The Most Common Types of Car Accidents in Palm Bay, FL

The types of car accidents most likely to result in serious injury or fatalities include:

  • Head-on collisions–The most dangerous type of car accident overall.
  • Rear-end collisions–These crashes often occur at intersections, where a distracted driver plows into the car ahead stopped at a traffic light.
  • Rollovers–Speeding contributes to many rollovers.
  • Sideswipes–Improper lane changes or failure to signal causes many sideswipe collisions.
  • T-bone collisions–Also known as a side-impact collision.
Two doctors examining a hip X-ray

Serious Injuries Related to Motor Vehicle Accidents

Common serious car accident injuries include:

  • Amputation
  • Burns
  • Crushing
  • Disfigurement
  • Internal organ damage
  • Lacerations
  • Paralysis
  • Soft tissue injuries
  • Traumatic brain injuries
  • Vision loss

Many of these injuries result in permanent or long-term disability. The victim may no longer have the ability to care for themselves. In addition, they may require numerous surgeries and rehabilitation.

Do’s & Dont’s After an Auto Accident in Palm Bay

After a motor vehicle accident in Palm Bay, FL, knowing what to do—and what not to do—can significantly impact the outcome of your car accident case. Here are some essential do’s and don’ts to guide you through this stressful time.

Do’s

  • Ensure safety at the scene: First, make sure everyone is safe and out of harm’s way. If the vehicles are blocking traffic and only property damage is involved, Florida law requires you to move them. However, if injuries are involved, wait for law enforcement to arrive before moving the vehicles. Palm Bay car accident lawyers often emphasize the importance of documenting the scene with photographs before anything is moved.
  • Seek immediate medical attention: Florida’s Personal Injury Protection (PIP) insurance requires you to see a doctor within 14 days of the accident to be eligible for benefits. Even if you feel fine, injuries like whiplash or other soft tissue damage can take time to manifest, so getting checked out is crucial.
  • Contact your insurance company: Notify your insurance company of the accident as soon as possible. While Florida is a no-fault state, your insurance will need to open a personal injury claim to cover your medical expenses and lost wages. However, avoid admitting fault during this conversation.
  • Gather information: Obtain a Driver Exchange of Information form from law enforcement at the scene. This document includes vital information about the other drivers, their insurance companies, and the vehicle owners.
  • Document everything: Keep detailed records of all medical treatments, expenses, and how your injuries impact your daily life. This documentation will be crucial for your personal injury claims.

Don’ts

  • Don’t discuss the accident with other drivers: Avoid making any statements to other drivers involved in the crash. Your words could be used against you later. Only share details with law enforcement.
  • Don’t give a recorded statement: Refrain from providing a recorded statement to any insurance company, especially immediately after the accident. Wait until you have consulted with a personal injury attorney to ensure you don’t inadvertently harm your case.
  • Don’t sign anything: Never sign any documents from an insurance company, even your own, without consulting an auto accident lawyer. These documents might limit your ability to claim the compensation you deserve.

The list above should help protect your rights and strengthen your car accident case. Palm Bay car accident lawyers from Kogan & DiSalvo are here to guide you through the process, ensuring you receive the compensation you deserve.

What to Do If the Other Driver is Uninsured or Underinsured

If you’re involved in a car crash with an uninsured or underinsured driver in Palm Bay, FL, it’s crucial to know your options and take the right steps to protect your interests. Unfortunately, Florida has a high percentage of uninsured drivers, and this can complicate car accident cases.

First, you should report the accident to your insurance company immediately. Even though Florida’s no-fault insurance system means your own personal injury protection (PIP) coverage will handle your initial medical expenses, these benefits may not be enough if your injuries are severe. If your costs exceed your PIP limits, having uninsured/underinsured motorist (UM/UIM) coverage becomes essential. This coverage can help bridge the gap and compensate for damages that exceed what your PIP covers.

Additionally, consulting with a Palm Bay traffic accident lawyer is highly recommended. An experienced attorney can navigate the complexities of personal injury cases involving uninsured drivers. They can assist in negotiating with your insurance company to maximize your compensation and explore other avenues for recovery. For instance, your lawyer might investigate whether a third party, such as the at-fault driver’s employer or a municipality, could be held liable for the accident.

If the uninsured driver lacks the financial means to cover a judgment, your lawyer can also assess the viability of pursuing additional compensation through other legal avenues. Taking these steps ensures that you’re not left bearing the financial burden after a car accident.

The Concept of Negligence and Car Accident Lawsuits

Florida operates under a pure comparative negligence rule. That means you could still receive compensation even if you were partly at fault. However, your compensation is reduced by the percentage of fault awarded by the jury. In many states, a person considered more than 50 percent responsible cannot receive compensation. That is not the case under “pure” comparative negligence.

For instance, if you are deemed 20 percent at fault for the crash, a $100,000 award is reduced by $20,000 to $80,000.

An insurance adjuster with a clipboard examining the scene of a car accident

Potential Compensation in Palm Bay Car Accident Lawsuits

Potential compensation, or damages, in a Florida car accident lawsuit contain economic and non-economic elements. The former may include:

  • Medical expenses, current, and future
  • Lost wages
  • Future lost income
  • Property damage
  • At-home care during recuperation, such as cleaning or nanny services

Determining economic damages is relatively straightforward. Non-economic damages are more complex because they are more subjective and may include the following:

  • Pain and suffering
  • Mental anguish
  • The loss of ability to enjoy life

The Car Accident Claim/Lawsuit Process

When recovering from a serious injury, you do not want to negotiate with an insurance company–their business model is based on settling car accident claims as quickly and cheaply as possible. Unfortunately, what sounds like a substantial settlement to the uninitiated often is not fair at all—the amount, for example, may not cover future medical expenses.

It’s best to trust the negotiations with an accident attorney in Palm Bay. They know a reasonable settlement value for your circumstances.

Vignette view of a courtroom from the judge's bench with a gavel in the foreground

The Burden of Proof in a Car Accident Case

In a personal injury case, you must meet a burden of proof. First, you must prove that the defendant owed you a duty of care. In a car accident case, that is easy to prove–all drivers owe everyone else on the road the duty to drive safely. Next, you must show that the defendant breached that duty by their negligence. Your claim must establish that the defendant’s negligence caused your injuries. Finally, you must then show actual harm done to you so that you may receive damages such as payment for medical expenses and lost wages.

Statute of Limitations

Florida’s statute of limitations for filing a personal injury lawsuit is much longer than in most states. Generally, the statute of limitations for filing a car accident lawsuit is two years. However, it is vital to seek legal advice as soon as possible to avoid the loss of valuable evidence.

How Kogan & DiSalvo Can Help

At Kogan & DiSalvo, our personal injury attorneys would immediately start investigating your case. For instance, if you suspect the driver responsible for the crash was texting, an attorney can obtain cell phone records and interview any eyewitnesses. Surveillance video provides a great deal of information, but traffic cameras and video from nearby homes or businesses are usually available for 30 days or less before it is taped over. That is why time is of the essence when it comes to proving fault in a Palm Bay car accident case.

Determining which parties are responsible for an accident is not always clear-cut. Besides any other drivers involved, the investigation may show that a vehicle malfunction contributed to the crash. Under such circumstances, the manufacturer or a repair facility may hold some liability. Perhaps poor road maintenance or traffic signal malfunctions played a role, and the city of Palm Bay may bear responsibility. It is not unusual for a car accident case to include multiple defendants.

We may work with accident reconstruction specialists to explain how the collision occurred. Medical experts may testify about the extent of your injuries and prognosis. Financial professionals can provide expertise regarding the long-term expenses expected due to the accident. Finally, vocational experts may testify about your ability to return to your former level of employment or whether you can hold a job in the future.  

Two people shaking hands over legal documents and a gavel

Contact a Palm Bay Car Accident Lawyer Today!

If you or someone you know was seriously injured in a car accident due to another party’s negligence, you need the services of an experienced Palm Bay personal injury attorney at Kogan & DiSalvo. Schedule a free, no-obligation consultation today. We serve Brevard County and all of South Florida. Because we work on a contingency basis, there is no fee unless you receive compensation.

Total reviews: 1222 |

Average rating: 4.9

5

I’m so grateful for the incredible support and guidance I received from Brian after a terrible car accident. He handled everything with professionalism and compassion, always keeping me informed and fighting for what I deserved. Thanks to his hard work, I received a great settlement. I couldn’t have asked for a better advocate—highly recommend!

5

After my vehicle was rear ended and totaled. I reached out to Brian Andino for all my legal concerns. Mr.Andino was phenomenal, he answered all my questions and kept constant communication through my 15 month ordeal. I highly recommend Brian for anyone looking for honest attorney.

5

Great law firm. Perfect communication. Everything was handled professionally and quickly thank you again

5

They are dedicated and helpful

5

(Translated by Google) Excellent service and Elisabeth Lebron is a very good person, very attentive, and very helpful.

(Original)
Un excelente servicio y elisabeth lebron es una muy buena persona, muy atenta ,ayuda mucho

5

Everyone I worked with at the firm was professional and knowledgeable. I was happy with the results of my claim. I would certainly recommend you employ their services if needed.

5

I’m very pleased with what the work done Charles bomen I was vey pleased and definitely recommend going to Charles cause he will not disappoint thank you again.

4

Brian and Mia were great! They cared about what I was going through… always there to answer any questions I might have had!

5

The was very professional and willing to work with you and make show you get what you deserve.

5

Great experience all around from my attorney Paul! Gave me information about the whole experience and kept me updated throughout the process until my case was closed! Highly recommend!

5

Jay London is the absolute best lawyer I have ever had!!!

5

Quickly and fast respond, very good lawyer and friendly responding all my questions and all time be available to help in anything, also the first lawyer give you he personal cell number to respond you even in text messages thank you Paul Silvestri for get me 50k

5

I would like to thank my attorney Jay London and his paralegals Heather and Mandy for taking care of my case after my motor vehicle accident. They made it easy to handle my case and dealing with my insurance company. I will always be grateful for your help.

Thanks.
Lucy

5

It’s never a good experience when you’re involved in an accident. But when a firm believes in you and continues to represent your case diligently and guides you legally through the process no matter the end result you feel you entered the process with a great team.
Don’t hesitate to call and ask “ can you help me?” You will get a fair evaluation and excellent representation.
CVG

5

We had a wonderful experience with Kogan & DiSalvo. They were extremely professional, knowledgeable and supportive during the entire process. They kept us informed every step of the way and were able to settle our case quickly. Should you be in need of a personal injury attorney, we highly recommend them.

5

They were kind and knowledgeable.
They worked diligently on my case and obtained a fair settlement for me.

5

I am so happy that I decided to go with Kogan and DiSalvo. They always kept me up to date and delivered on their promises. The staff was very kind and helpful, and my lawyer was extremely intelligent and fought hard to get me the most I was able to. Going with this law firm was the best decision I ever could have made

5

I had the opportunity to work with Rachel Schrager, George M. Bakalar and Amanda (paralegal) following a serious accident, and I cannot recommend them highly enough.
Rachel took the time to understand the nuance of my situation.
Throughout the process, communication was excellent. I was kept informed at every stage, and all my questions were answered promptly and clearly.
Most importantly, diligence and persistence led to a favorable outcome in my case.
If you’re looking for a personal injury lawyer who is knowledgeable and experienced, call Kogan and DiSalvo.

5

My attorney was Ms. Rachel Schrager, and miss Lulu Ferrer from Kogan & DiSalvo. Help me with my case. Nice easy and Quick. Thanks

5

I couldn’t be happier with the way Kogan and DiSalvo handled my case from day one until its resolution. My attorney was always available and I was kept up to date throughout the process. The entire staff was professional, thorough, and empathetic to my feelings and concerns. They fought for what was fair and right. That’s all I asked for and that’s what they delivered. I wish to express my gratitude and say that choosing this firm would never be a mistake if you are in need of a good attorney.

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