Navigating workers’ compensation and employment in Boca Raton without legal advisors can be difficult, especially if the insurance company or your employer are not being cooperative. Fortunately, the dedicated attorneys at Kogan & DiSalvo could help. Our attorneys could assist you in the application process and work to ensure that you obtain fair compensation.
Which Employers are Required to Have Workers’ Comp Insurance?
In Boca Raton, the law states that workers’ compensation insurance coverage is required when an employer hires four or more employees, including either full or part-time workers.
However, there are a few exceptions to this general rule. Firstly, sole proprietors and partners are automatically excluded from workers’ comp law, but they can purchase coverage by filing for an election of coverage.
Additionally, construction businesses are required to carry workers’ compensation insurance for every employee, including contractors. They can exempt up to three corporate officers if each can demonstrate ownership of at least ten percent of the company.
Unless a part-time employee falls into one of these two exceptions, a manager must provide workers’ compensation insurance. Independent contractors are not considered employees, and an employer is not required to carry insurance for those individuals unless they are in the construction industry.
Notifying Employees of Workers’ Comp Availability
Every employer with more than four employees must have insurance available to their employees. Each of these managers is required by state law to post, in a conspicuous place, a notice that contains important information for employees. The poster must include the name and address of the workers’ comp insurance company, injury reporting procedures, and information about eligibility for wage-replacement benefits under certain circumstances.
It is up to the employee to notify their employer after an injury. An employee should make sure they are aware of their rights by becoming familiar with the notice in their workplace. If an injured employee cannot return to their initial job prior to their accident, they may ask their employer if there are other duties that they can fulfill while recovering.
Important Steps to Take After a Workplace Accident
One of the most important steps that an injured employee should take is immediately reporting their accident to their employer. This report should include the nature of their injury and how the accident happened. Then, a claimant should find out from their employer which doctor they should visit to treat their injuries and then follow that treatment plan exactly.
To begin the filing process, an injured worker should ensure that they obtain any required forms from their employer. It is important for an injured worker to follow up with their employer to verify that they have reported their claim to the insurance company.
If they have not or refuse to do so, an employee can report it themselves. By cooperating with an employer and their insurance company, they may complete the investigation of an incident more efficiently.
Contact an Attorney to Discuss Boca Raton Workers’ Comp and Employment
The best way for an injured employee to protect their rights is to contact the skilled Boca Raton workers’ comp attorneys at Kogan & DiSalvo. Our team could overcome legal challenges with your best interests in mind. To learn more about workers’ compensation and employment in Boca Raton, call for a free case consultation.