What happens if the other person doesn’t have insurance?

Florida does not require motorists to carry liability insurance. As a result, if you are seriously injured in an accident, the other driver may not have insurance to cover your losses.

Personal injury protection (PIP) insurance covers a portion of your medical expenses. You also have the option to purchase uninsured motorist coverage, which helps cover damages if a driver who has not insurance causes the accident.

Insurance companies (even “your” carrier) will try to pay as little as possible after an accident. You should contact a lawyer at Kogan & DiSalvo right away to protect your rights and determine your options for recovering compensation.