Will my insurance rates go up if I file a claim?
One of the first steps most people take after an accident is filing an insurance claim for the damage to their vehicle. As a result, the insurance company is already aware of the accident. If you file a claim for bodily injury, this will not change the record the insurer has on the crash.
After an accident, the insurance company will assess a number of factors to determine whether to raise your rates. One of the biggest is fault for the accident. If you were not at fault, you should not have to pay higher premiums.
You should speak to an attorney right away after an accident to ensure that you are not held responsible for something you didn’t do. The Florida car accident lawyers at Kogan & DiSalvo can represent you in communications with the insurance company and dispute allegations of liability if they arise.